Kelompok Swadaya Masyarakat
From an initial study that considered the added benefits of a group approach to micro finance to work alongside the existing individual method, FBA started to set up micro finance groups as an added strategy to empower vulnerable and marginalised communities, especially women, to access livelihood support.
FBA aim is that these groups (KSMs) will become independent saving and lending cooperatives or village banks that will be able to provide greater financial access to people who fall outside the criteria set by conventional financial institutions.
Since 2008 almost 90 KSMs have been formed in twelve Aceh Districts. The KSMs focus on marginalised groups, low income household and people affected by the protracted conflict that afflicted Aceh for almost 30 years.
Each KSM is regulated by their own organisational structure and operational procedures as applicable to the specific circumstances.
FBA aim is that these groups (KSMs) will become independent saving and lending cooperatives or village banks that will be able to provide greater financial access to people who fall outside the criteria set by conventional financial institutions.
Since 2008 almost 90 KSMs have been formed in twelve Aceh Districts. The KSMs focus on marginalised groups, low income household and people affected by the protracted conflict that afflicted Aceh for almost 30 years.
Each KSM is regulated by their own organisational structure and operational procedures as applicable to the specific circumstances.
Aceh Barat
Aceh Barat Daya
ABDYA consist of nine sub-district, with a population of 120,000 people, relying on agriculture and trade for their economical survival. Aside from its tourist, potential, ABDYA offers the potential for development in livestock consisting of cows, buffalos, goat and sheep; chocolate plantations; agriculture, mainly rice, but also soy bean, corn and peanuts; marine fisheries; acqua culture and mining.
Since mid 2010, twelve Kelompok Swadaya Masyarakat (KSM) groups have been established in ABDYA, in the six sub-districts of Blang Pidie, Jeumpa (3), Kuala Batee (3), Manggeng (2), Susoh and Tangan-tangan (2). The KSMs comprise a total of 229 members, 187 women and 42 men; 59 members being affected by the conflict.
The Field Supervisor for ABDYA is Eka Diana, supported by Bahriza and Eva Gustia as Local Motivators. The KSM activities in the area include craft, livestock feed, fertilizer production, cocoa beans production, leather, tofu, foodstuff, livestock (ducks), processing coconut fibre, broom production and saving & lending schemes for women.
ABDYA consist of nine sub-district, with a population of 120,000 people, relying on agriculture and trade for their economical survival. Aside from its tourist, potential, ABDYA offers the potential for development in livestock consisting of cows, buffalos, goat and sheep; chocolate plantations; agriculture, mainly rice, but also soy bean, corn and peanuts; marine fisheries; acqua culture and mining.
Since mid 2010, twelve Kelompok Swadaya Masyarakat (KSM) groups have been established in ABDYA, in the six sub-districts of Blang Pidie, Jeumpa (3), Kuala Batee (3), Manggeng (2), Susoh and Tangan-tangan (2). The KSMs comprise a total of 229 members, 187 women and 42 men; 59 members being affected by the conflict.
The Field Supervisor for ABDYA is Eka Diana, supported by Bahriza and Eva Gustia as Local Motivators. The KSM activities in the area include craft, livestock feed, fertilizer production, cocoa beans production, leather, tofu, foodstuff, livestock (ducks), processing coconut fibre, broom production and saving & lending schemes for women.
Aceh Besar
Aceh Jaya
Aceh Tamiang
Aceh Tamiang consists of 12 subdistricts, totalling almost 250,000 people. The district is rich in oil and gas and it is well known for its rubber and palm oil plantations. These activities have led to a considerable presence of national and international large companies. Agriculture, processing, acqua culture and trade also feature in the district’s economic life.
Field Supervisor Muksir and Local Motivators Pristiwanto and Siti Hajar work with 13 KSMs comprising 365 members; 290 women and 75 men, in six of Aceh Tamiang sub-districts: Banda Mulia (3), Bandar Pusaka (3), Bendahara (2), Manyak, Sekerak and Tenggulun (3). Among the KSM’s activities there are cow fattening, ducks husbandry, manufacturing of fish pellets for acqua culture, embroidery, acqua culture, cakes and pastries, higher purchase credit, saving and lending, roof matting, Rosella tea, prawn cracker production, trade, briquette manufacture, local specialties and small home sales and trade.
Aceh Tamiang consists of 12 subdistricts, totalling almost 250,000 people. The district is rich in oil and gas and it is well known for its rubber and palm oil plantations. These activities have led to a considerable presence of national and international large companies. Agriculture, processing, acqua culture and trade also feature in the district’s economic life.
Field Supervisor Muksir and Local Motivators Pristiwanto and Siti Hajar work with 13 KSMs comprising 365 members; 290 women and 75 men, in six of Aceh Tamiang sub-districts: Banda Mulia (3), Bandar Pusaka (3), Bendahara (2), Manyak, Sekerak and Tenggulun (3). Among the KSM’s activities there are cow fattening, ducks husbandry, manufacturing of fish pellets for acqua culture, embroidery, acqua culture, cakes and pastries, higher purchase credit, saving and lending, roof matting, Rosella tea, prawn cracker production, trade, briquette manufacture, local specialties and small home sales and trade.
Aceh Tengah
Aceh Tengah is famous for its Gayo people and Lake Tawar, with coffee and tourism the predominant economic development activities here. However, plantation, agriculture and vegetables also feature in the economic life of Aceh Tengah. The district features 14 sub-districts and close to 260,000 people. Twelve KSMs spread over seven sub districts are active in AT; Atu Lintang (2), Bebesen, Celala (2), Ketol (2), Peugasin (2) and Silih Nara (3); the membership counting 353, with 247 women and 106 men.
For Field Supervisor Ramhi Jafar and Local Motivators Hidmah and Anwar Paudi, however, the task at hand is not about sipping great coffee by the lakeside, but supporting the activities of the KSMs, which include coffee, kecap and ginger production, dodol confectionery, artisan crafts and tools, agriculture and saving and lending.
Aceh Tengah is famous for its Gayo people and Lake Tawar, with coffee and tourism the predominant economic development activities here. However, plantation, agriculture and vegetables also feature in the economic life of Aceh Tengah. The district features 14 sub-districts and close to 260,000 people. Twelve KSMs spread over seven sub districts are active in AT; Atu Lintang (2), Bebesen, Celala (2), Ketol (2), Peugasin (2) and Silih Nara (3); the membership counting 353, with 247 women and 106 men.
For Field Supervisor Ramhi Jafar and Local Motivators Hidmah and Anwar Paudi, however, the task at hand is not about sipping great coffee by the lakeside, but supporting the activities of the KSMs, which include coffee, kecap and ginger production, dodol confectionery, artisan crafts and tools, agriculture and saving and lending.
Aceh Timur
Aceh Timur encompasses 23 sub district and a population of approximately 125,000 people. A combination of manufacturing, mining, plantation, agriculture, livestock and fishing make up the staple economic activities of the area. FBA’s KSMs are present in only six of the sub districts. From 2010 twelve groups have been formed, with the members all women, totalling 256 participants. The KSMs are in Darul Aman (2), Idi Rayeuk (2), Peurelak Barat (2), Pante Bidari (2), Peurelak Kota and Simpang Ulim (3).
The main activities of the KSM include manufacturing of briquettes, saving and lending, coconut processing and food bi-products. Field Supervisor Evi and Local Motivators Fatimah and Haris have been working with the communities of more than 20 villages since 2010.
Aceh Timur encompasses 23 sub district and a population of approximately 125,000 people. A combination of manufacturing, mining, plantation, agriculture, livestock and fishing make up the staple economic activities of the area. FBA’s KSMs are present in only six of the sub districts. From 2010 twelve groups have been formed, with the members all women, totalling 256 participants. The KSMs are in Darul Aman (2), Idi Rayeuk (2), Peurelak Barat (2), Pante Bidari (2), Peurelak Kota and Simpang Ulim (3).
The main activities of the KSM include manufacturing of briquettes, saving and lending, coconut processing and food bi-products. Field Supervisor Evi and Local Motivators Fatimah and Haris have been working with the communities of more than 20 villages since 2010.
Aceh Utara
Banda Aceh
Bieruen
Bireun District comprises 17 sub-districts and more than 360,000 people. The district is well known for its acqua culture production, with fishponds strewn along the coast producing windu prawn, milk fish, crab and indigo fish. Supplementing fishery, Biruen has an established plantation production, agriculture and livestock husbandry. Since 2010, twelve KSMs, comprising 239 women and 45 men, totalling 284 members, have been active in the community.
The sub-districts include Bale Daka, Blang Mane, Blang Peureulak, Makmur (2), Pandrah, Peusangan Selatan (3), Peusangan Siblah Krueng (2), Plimbang (2) and Peusangan Siblah Krueng. Field Supervisor Marlina and Local Motivators Fitriani and Syafriani work with their communities to support trade, poultry farming, commercial and saving and lending enterprises.
Bireun District comprises 17 sub-districts and more than 360,000 people. The district is well known for its acqua culture production, with fishponds strewn along the coast producing windu prawn, milk fish, crab and indigo fish. Supplementing fishery, Biruen has an established plantation production, agriculture and livestock husbandry. Since 2010, twelve KSMs, comprising 239 women and 45 men, totalling 284 members, have been active in the community.
The sub-districts include Bale Daka, Blang Mane, Blang Peureulak, Makmur (2), Pandrah, Peusangan Selatan (3), Peusangan Siblah Krueng (2), Plimbang (2) and Peusangan Siblah Krueng. Field Supervisor Marlina and Local Motivators Fitriani and Syafriani work with their communities to support trade, poultry farming, commercial and saving and lending enterprises.
Pidie Jaya
Pidie Jaya is the latest addition to Aceh districts, having been given formal district status in 2007. Pidie Jaya comprises eight districts and 150,000 people. The district economic life is centred on fishery, plantation and agriculture. From 2010, twelve KSM have been established, numbering 254 members, mostly women. The KSM activities comprise craft, soy bean processing, batik and saving and lending.
The Field Supervisor for Pidie Jaya is Asri, Hanifah and Mulyadi the Local Motivators. They work across six sub-districts, including Bandar Baru (2), Bandar Dua (2), Meurah Dua (2), Meureudu (2), Trienggadeng (2) and Ulim (2).
Pidie Jaya is the latest addition to Aceh districts, having been given formal district status in 2007. Pidie Jaya comprises eight districts and 150,000 people. The district economic life is centred on fishery, plantation and agriculture. From 2010, twelve KSM have been established, numbering 254 members, mostly women. The KSM activities comprise craft, soy bean processing, batik and saving and lending.
The Field Supervisor for Pidie Jaya is Asri, Hanifah and Mulyadi the Local Motivators. They work across six sub-districts, including Bandar Baru (2), Bandar Dua (2), Meurah Dua (2), Meureudu (2), Trienggadeng (2) and Ulim (2).
Pidie
